--- title: Did You Know? Many Homes in The Villages Have a CDD Bond description: Confused about CDD bonds in The Villages? Learn what they are, how they affect your home purchase, and what buyers need to know before closing. image: https://www.wendymontroy.com/hubfs/ChatGPT%20Image%20Jun%205%2c%202025%20at%2006_54_10%20PM.png --- [Skip to content](https://www.wendymontroy.com/blog/cddbondinthevillages#main-content) ![Worth Clark Realty Logo](https://www.wendymontroy.com/hs-fs/hubfs/WCR%20Stacked%20Black.png?width=3936&height=2039&name=WCR%20Stacked%20Black.png)Homepage - [Home](https://www.wendymontroy.com) [Email Me](mailto:floridawendymontroy@gmail.com) - [Home](https://www.wendymontroy.com) [Email Me](mailto:floridawendymontroy@gmail.com) ![Explanation of CDD bond in The Villages Florida](https://www.wendymontroy.com/hs-fs/hubfs/ChatGPT%20Image%20Jun%205%2c%202025%20at%2006_54_10%20PM.png?width=1536&height=1024&name=ChatGPT%20Image%20Jun%205%2c%202025%20at%2006_54_10%20PM.png) CDD Bond in The Villages The Villages Real Estate Wendy Montroy Realtor # Did You Know? Many Homes in The Villages Have a CDD Bond ![Wendy Montroy, REALTOR®, SRS®, SFR®](https://app.hubspot.com/settings/avatar/a8d8fc9cf48d62377a68b4cfe5a0d5c9) Wendy Montroy, REALTOR®, SRS®, SFR® June 6, 2025 **Understanding CDD Bonds in The Villages** If you're exploring homes in The Villages, you may come across something called a Community Development District (CDD) bond, and it often catches buyers by surprise. This bond is not a tax, but rather a one-time infrastructure fee that was originally used to fund critical improvements in the neighborhood, such as roads, water and sewer systems, storm drainage, and lighting. It allowed the community to be developed without increasing taxes for the broader population, while ensuring that new homeowners contributed to the cost of that development. ### What You Need to Know Before You Buy: The CDD bond is tied to the property, not the individual homeowner. If the bond hasn't been paid off, it will transfer to the next buyer at closing and become part of their annual property tax bill. Some homes have had the bond paid off in full, while others still carry a balance. That remaining balance is typically amortized and paid down over time through yearly installments. Depending on the location, the size of the lot, and the age of the home, the amount of this bond can vary widely, from a few thousand dollars to over $30,000 in some cases. There is also a **maintenance portion** of the CDD assessment that remains in place even after the bond has been satisfied. This helps cover ongoing costs for things like landscaping, irrigation systems, common areas, and stormwater management. **Tip:** Always review the CDD bond balance before making an offer. It can impact your monthly expenses and your total long-term cost of ownership. If you're unsure where to find this information or what questions to ask, I’m here to help. I will walk you through it, review the details with you, and make sure you’re well-informed every step of the way. Let’s take the stress out of the unknown;  just reach out anytime. Curious about buying or selling in The Villages? [Visit the homepage](https://www.wendymontroy.com/) to learn how I help clients navigate the process with confidence. If you have questions about bond balances or anything else related to your home in The Villages, [reach out](mailto:floridawendymontroy@gmail.com) — I’m happy to help. ## Share this post [mailto:https%3A%2F%2Fwww.wendymontroy.com%2Fblog%2Fcddbondinthevillages](mailto:https%3A%2F%2Fwww.wendymontroy.com%2Fblog%2Fcddbondinthevillages) ## Keep reading ### [![The Villages Florida Golf Course](https://www.wendymontroy.com/hs-fs/hubfs/IMG_6236-1.jpeg?width=1920&height=1440&name=IMG_6236-1.jpeg) The Villages Real Estate Buying in The Villages The Villages Amenities The Villages Monthly Amenity Fee: An Overview for Future Homeowners](https://www.wendymontroy.com/blog/the-villages-monthly-amenity-fee-an-overview-for-future-homeowners) ### [![Florida residential home with neatly organized moving boxes visible inside, representing an inherited property being sold by an out-of-state owner](https://www.wendymontroy.com/hs-fs/hubfs/The%20Villages%20REALTOR%20Out%20of%20State%20Seller%202.jpg?width=1024&height=576&name=The%20Villages%20REALTOR%20Out%20of%20State%20Seller%202.jpg) Real Estate Tips Selling Your Home Probate in Florida Selling an Inherited Home in Florida When You Don’t Live Here](https://www.wendymontroy.com/blog/selling-an-inherited-home-in-florida-when-you-dont-live-here) --- Privacy Policy · Legal · © 2025 Wendy Montroy, Worth Clark Realty. All rights reserved. **Wendy Montroy, REALTOR®  SRS®, SFR®** Worth Clark Realty – Florida Licensed Real Estate Brokerage Florida License #: SL3631400 Phone: [352-721-6111](tel:13527216111)  |  Email: [floridawendymontroy@gmail.com](mailto:floridawendymontroy@gmail.com) Worth Clark Realty is a licensed real estate brokerage. Not affiliated with or endorsed by The Villages® community or its affiliated companies. All information is deemed reliable but not guaranteed and is subject to change. Equal Housing Opportunity. ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Wendy Montroy, REALTOR®, SRS®, SFR®", "url" : "https://www.wendymontroy.com/blog/author/wendy-montroy-realtor-srs-sfr" }, "dateModified" : "2026-07-13T17:16:32.711Z", "datePublished" : "2025-06-06T08:00:00.000Z", "headline" : "Did You Know? Many Homes in The Villages Have a CDD Bond", "image" : [ "https://www.wendymontroy.com/hubfs/ChatGPT%20Image%20Jun%205%2c%202025%20at%2006_54_10%20PM.png" ], "mainEntityOfPage" : { "@id" : "https://www.wendymontroy.com/blog/cddbondinthevillages", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.wendymontroy.com/hubfs/WCR%20Stacked%20Black.png" }, "name" : "Worth Clark Realty" } } ```